How Long Do You Have to File a Car Accident Claim in Texas?

Understanding the Statute of Limitations and How Kelley Wolff Injury Attorneys Can Help

If you’ve been injured in a car accident in Texas, time is not on your side. While dealing with medical appointments, vehicle repairs, and insurance companies, it can be easy to lose track of deadlines—but missing the legal filing window can cost you your entire claim. At Kelley Wolff Injury Attorneys, we make sure our clients understand the time limits involved and take swift legal action to protect their rights.

Here’s what every car accident victim in Texas needs to know about filing deadlines—and how we can help you take the right steps before it’s too late.

What Is the Statute of Limitations for Car Accident Claims in Texas?

In Texas, the statute of limitations for personal injury claims, including car accidents, is generally two years from the accident date (Texas Civil Practice and Remedies Code § 16.003). This means you have two years to file a lawsuit against the at-fault driver or other responsible parties.

If you fail to file within this time frame, your case will likely be dismissed, and you may lose your right to recover compensation, no matter how strong your case is.

Why the Deadline Matters

The statute of limitations isn’t just a technical rule—it can make or break your case. If you try to settle your claim with the insurance company but run out the clock, they are no longer legally obligated to negotiate. That’s why acting quickly and consulting with a knowledgeable attorney early in the process is critical.

Are There Exceptions to the Two-Year Rule?

While two years is the general rule, certain exceptions may apply:

• Minors and incapacitated individuals: The clock may be paused (or “tolled”) until the person turns 18 or regains legal capacity.

• Wrongful death claims: The statute of limitations begins on the date of death, not necessarily the date of the accident.

• Government entities: If your accident involved a city or government vehicle, you may have to file a notice of claim within 6 months or less under the Texas Tort Claims Act.

Each case is unique, so it’s important to have an attorney evaluate your specific situation to determine the applicable deadlines.

How Kelley Wolff Injury Attorneys Can Help

At Kelley Wolff Injury Attorneys, we handle every aspect of your car accident claim with urgency and care. From preserving evidence and communicating with insurers to ensuring your case is filed on time, we take the burden off your shoulders.

Here’s how we support clients after a car accident:

• Ensure your claim is filed before deadlines expire

• Investigate your accident and gather key evidence

• Negotiate with insurance companies for a fair settlement

• File a lawsuit if negotiations fail or time is running out

• Advocate for your full compensation in court, if necessary

We handle a wide range of accident cases across Austin, TX, including:

• Rear-end and head-on collisions

• Distracted or drunk driving crashes

• Uber, Lyft, and other rideshare accidents

• Pedestrian and bicycle accident injuries

• 18-wheeler truck and commercial vehicle accidents

• Catastrophic injuries and wrongful death cases

Don’t Wait—Protect Your Rights Today

If you’ve been involved in a car accident in Austin or anywhere in Central Texas, don’t wait for legal advice. Every day counts. Kelley Wolff Injury Attorneys is here to help you meet every deadline, avoid costly mistakes, and pursue the compensation you need to move forward.

Contact us today for a free consultation. We’ll review your case, explain your legal options, and help you take action before time runs out.